/* ISBANK 2026 - layout institucional responsivo */
:root {
  --bg: #f5f6f8;
  --surface: #ffffff;
  --ink: #0a0b0f;
  --muted: #5e626d;
  --line: #e5e7eb;
  --dark: #07080c;
  --dark-2: #11131a;
  --orange: #ff5a36;
  --pink: #ff2f82;
  --violet: #8e35ff;
  --cyan: #24d7df;
  --radius: 24px;
  --shadow: 0 24px 80px rgba(17, 24, 39, .12);
  --container: min(1180px, calc(100% - 40px));
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; font-family: 'Manrope', Arial, sans-serif; color: var(--ink); background: var(--surface); line-height: 1.6; -webkit-font-smoothing: antialiased; }
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
button, input, select, textarea { font: inherit; }
.container { width: var(--container); margin-inline: auto; }
.skip-link { position: fixed; left: 16px; top: -60px; z-index: 9999; padding: 10px 14px; background: #fff; border-radius: 8px; transition: .2s; }
.skip-link:focus { top: 16px; }
.site-header { position: sticky; top: 0; z-index: 1000; background: rgba(255,255,255,.92); backdrop-filter: blur(18px); border-bottom: 1px solid rgba(0,0,0,.06); }
.header-inner { min-height: 78px; display: flex; align-items: center; gap: 28px; }
.brand { display: inline-flex; align-items: center; flex: 0 0 auto; }
.brand img { width: 148px; filter: drop-shadow(0 1px 0 rgba(0,0,0,.15)); }
.main-nav { display: flex; align-items: center; gap: 24px; margin-left: auto; }
.main-nav a { font-size: 14px; font-weight: 700; color: #353841; position: relative; }
.main-nav a:hover, .main-nav a.active { color: #000; }
.main-nav a::after { content: ''; position: absolute; left: 0; right: 100%; bottom: -9px; height: 2px; background: linear-gradient(90deg,var(--orange),var(--pink),var(--violet)); transition: .25s; }
.main-nav a:hover::after, .main-nav a.active::after { right: 0; }
.header-cta { flex: 0 0 auto; }
.menu-toggle { display: none; margin-left: auto; width: 42px; height: 42px; border: 0; background: #f1f2f4; border-radius: 12px; padding: 11px; }
.menu-toggle span { display: block; height: 2px; background: #111; margin: 5px 0; border-radius: 2px; }
.btn { display: inline-flex; align-items: center; justify-content: center; min-height: 48px; padding: 0 22px; border-radius: 12px; border: 1px solid transparent; font-size: 14px; font-weight: 800; cursor: pointer; transition: transform .2s, box-shadow .2s, background .2s; }
.btn:hover { transform: translateY(-2px); }
.btn-dark { background: var(--dark); color: #fff; box-shadow: 0 12px 24px rgba(0,0,0,.12); }
.btn-light { background: #fff; color: #090a0e; box-shadow: 0 14px 30px rgba(0,0,0,.18); }
.btn-ghost { color: #fff; border-color: rgba(255,255,255,.35); background: rgba(255,255,255,.06); }
.eyebrow { display: inline-flex; align-items: center; gap: 9px; font-size: 12px; font-weight: 800; text-transform: uppercase; letter-spacing: .14em; color: #6b7280; margin-bottom: 18px; }
.eyebrow::before { content: ''; width: 28px; height: 2px; background: linear-gradient(90deg,var(--orange),var(--pink),var(--violet)); }
.eyebrow.light { color: rgba(255,255,255,.72); }
.gradient-text { color: transparent; background: linear-gradient(90deg,var(--orange),var(--pink) 48%,var(--violet),var(--cyan)); -webkit-background-clip: text; background-clip: text; }
.hero { position: relative; min-height: 700px; display: grid; align-items: center; background: #08090d; color: #fff; overflow: hidden; }
.hero-bg { position: absolute; inset: 0; background: radial-gradient(circle at 72% 38%, rgba(142,53,255,.25), transparent 25%), radial-gradient(circle at 25% 25%, rgba(255,90,54,.16), transparent 28%), linear-gradient(135deg,#08090d 0%,#10121a 70%,#08090d 100%); }
.hero-bg::after { content: ''; position: absolute; inset: 0; opacity: .18; background-image: linear-gradient(rgba(255,255,255,.08) 1px,transparent 1px), linear-gradient(90deg,rgba(255,255,255,.08) 1px,transparent 1px); background-size: 42px 42px; mask-image: linear-gradient(to right,black,transparent 55%); }
.hero-grid { position: relative; z-index: 1; display: grid; grid-template-columns: .9fr 1.1fr; align-items: center; gap: 60px; padding: 86px 0 78px; }
.hero h1 { font-size: clamp(46px, 6vw, 82px); line-height: .98; letter-spacing: -.055em; margin: 0 0 26px; max-width: 760px; }
.hero-copy > p { max-width: 620px; font-size: 18px; color: rgba(255,255,255,.72); margin: 0 0 30px; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 12px; }
.hero-points { display: flex; flex-wrap: wrap; gap: 12px 20px; margin-top: 30px; font-size: 12px; font-weight: 700; color: rgba(255,255,255,.68); }
.hero-points span { display: inline-flex; align-items: center; gap: 8px; }
.hero-points span::before { content: ''; width: 7px; height: 7px; border-radius: 50%; background: linear-gradient(135deg,var(--orange),var(--pink)); }
.hero-visual { position: relative; }
.hero-card-image { border-radius: 34px; overflow: hidden; box-shadow: 0 40px 100px rgba(0,0,0,.55); border: 1px solid rgba(255,255,255,.12); transform: perspective(1200px) rotateY(-4deg) rotateX(2deg); }
.hero-card-image img { width: 100%; min-height: 470px; object-fit: cover; }
.floating-stat { position: absolute; padding: 14px 18px; border: 1px solid rgba(255,255,255,.18); background: rgba(10,11,15,.82); backdrop-filter: blur(18px); border-radius: 15px; box-shadow: 0 18px 40px rgba(0,0,0,.25); }
.floating-stat strong,.floating-stat span { display: block; }
.floating-stat strong { font-size: 13px; }
.floating-stat span { font-size: 11px; color: rgba(255,255,255,.58); }
.stat-one { left: -30px; bottom: 54px; }
.stat-two { right: -20px; top: 42px; }
.trust-strip { background: #000; color: #fff; border-top: 1px solid rgba(255,255,255,.08); }
.trust-grid { min-height: 112px; display: grid; grid-template-columns: repeat(4,1fr); align-items: center; }
.trust-grid > div { padding: 18px 28px; border-right: 1px solid rgba(255,255,255,.12); }
.trust-grid > div:last-child { border-right: 0; }
.trust-grid strong,.trust-grid span { display: block; }
.trust-grid strong { font-size: 14px; }
.trust-grid span { color: rgba(255,255,255,.56); font-size: 12px; margin-top: 3px; }
.section { padding: 112px 0; }
.section-heading { max-width: 780px; margin-bottom: 50px; }
.section-heading.centered { margin: 0 auto 54px; text-align: center; }
.section-heading.centered .eyebrow { justify-content: center; }
.section h2, .page-hero h1 { font-size: clamp(38px, 5vw, 64px); line-height: 1.04; letter-spacing: -.045em; margin: 0 0 22px; }
.section-heading p { color: var(--muted); font-size: 17px; max-width: 660px; }
.centered p { margin-inline: auto; }
.intro-section { background: #fff; }
.feature-grid { display: grid; grid-template-columns: repeat(4,1fr); gap: 18px; }
.feature-card { min-height: 280px; border: 1px solid var(--line); border-radius: var(--radius); padding: 30px; background: #fff; transition: transform .25s, box-shadow .25s, border-color .25s; }
.feature-card:hover { transform: translateY(-8px); box-shadow: var(--shadow); border-color: transparent; }
.icon-box { width: 52px; height: 52px; display: grid; place-items: center; border-radius: 15px; background: linear-gradient(135deg,#fff1eb,#fbeaf7 55%,#eee9ff); margin-bottom: 52px; }
.icon-box svg { width: 25px; fill: none; stroke: #121318; stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round; }
.feature-card h3 { font-size: 20px; margin: 0 0 12px; letter-spacing: -.02em; }
.feature-card p { color: var(--muted); margin: 0; font-size: 14px; }
.health-section { background: var(--bg); }
.health-grid, .app-grid, .coverage-grid, .about-grid, .contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 76px; align-items: center; }
.health-image { position: relative; }
.health-image > img { width: 100%; height: 600px; object-fit: cover; border-radius: 34px; box-shadow: var(--shadow); }
.health-badge { position: absolute; right: -26px; bottom: 40px; width: 230px; padding: 22px; background: #090a0e; color: #fff; border-radius: 20px; box-shadow: 0 24px 60px rgba(0,0,0,.24); }
.health-badge strong,.health-badge span { display: block; }
.health-badge span { color: rgba(255,255,255,.58); font-size: 12px; margin-top: 4px; }
.health-copy > p, .about-copy > p, .coverage-copy > p { color: var(--muted); font-size: 17px; }
.check-list { list-style: none; padding: 0; margin: 28px 0; display: grid; gap: 14px; }
.check-list li { position: relative; padding-left: 34px; font-weight: 700; }
.check-list li::before { content: '✓'; position: absolute; left: 0; top: 0; width: 23px; height: 23px; display: grid; place-items: center; color: #fff; background: linear-gradient(135deg,var(--orange),var(--pink),var(--violet)); border-radius: 50%; font-size: 12px; }
.disclaimer { font-size: 12px !important; color: #7b7f88 !important; }
.text-link { display: inline-flex; gap: 8px; align-items: center; font-weight: 800; border-bottom: 1px solid #c8cbd1; padding-bottom: 5px; }
.text-link span { transition: transform .2s; }
.text-link:hover span { transform: translateX(5px); }
.benefits-section { background: #fff; }
.benefit-cards { display: grid; grid-template-columns: repeat(3,1fr); gap: 22px; }
.benefit-card { overflow: hidden; border-radius: 26px; background: #f4f5f7; transition: transform .25s, box-shadow .25s; }
.benefit-card:hover { transform: translateY(-7px); box-shadow: var(--shadow); }
.benefit-card img { width: 100%; height: 280px; object-fit: cover; }
.benefit-body { padding: 28px; }
.benefit-body > span { color: #777b85; font-size: 11px; font-weight: 800; text-transform: uppercase; letter-spacing: .12em; }
.benefit-body h3 { font-size: 24px; margin: 8px 0 10px; }
.benefit-body p { color: var(--muted); font-size: 14px; margin: 0; }
.app-section { background: #090a0e; color: #fff; overflow: hidden; }
.app-grid { min-height: 650px; }
.app-copy > p { color: rgba(255,255,255,.65); font-size: 17px; max-width: 580px; }
.app-steps { display: grid; gap: 14px; margin: 30px 0 34px; }
.app-steps > div { display: grid; grid-template-columns: 48px 1fr; gap: 15px; align-items: start; padding: 15px 0; border-bottom: 1px solid rgba(255,255,255,.12); }
.app-steps strong { font-size: 12px; color: var(--cyan); }
.app-steps span { color: rgba(255,255,255,.7); font-size: 14px; }
.app-steps b { color: #fff; }
.app-visual { position: relative; min-height: 580px; display: grid; place-items: end center; }
.phone-frame { width: min(400px,80%); height: 560px; overflow: hidden; border: 10px solid #23262e; border-bottom: 0; border-radius: 58px 58px 0 0; background: linear-gradient(160deg,#ffb56b,#ff5d94 55%,#8d3cff); box-shadow: 0 30px 90px rgba(0,0,0,.5); }
.phone-frame img { width: 100%; height: 100%; object-fit: cover; object-position: top center; mix-blend-mode: screen; opacity: .92; }
.app-chip { position: absolute; padding: 12px 17px; border-radius: 13px; background: rgba(255,255,255,.1); border: 1px solid rgba(255,255,255,.18); backdrop-filter: blur(14px); font-size: 12px; font-weight: 800; }
.chip-one { left: 2%; top: 20%; }
.chip-two { right: 2%; top: 42%; }
.chip-three { left: 7%; bottom: 18%; }
.coverage-section { background: #f7f7f8; }
.coverage-list { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 28px; }
.coverage-list span { padding: 9px 13px; border: 1px solid #dadde2; border-radius: 999px; background: #fff; font-size: 12px; font-weight: 700; }
.coverage-map { border-radius: 30px; background: #fff; padding: 30px; box-shadow: var(--shadow); }
.coverage-map img { width: 100%; }
.about-section { background: #fff; }
.about-visual { position: relative; }
.about-visual > img { width: 100%; height: 600px; object-fit: cover; border-radius: 32px; }
.about-number { position: absolute; left: -24px; bottom: 34px; max-width: 260px; border-radius: 20px; padding: 20px; background: #fff; box-shadow: var(--shadow); }
.about-number strong,.about-number span { display: block; }
.about-number strong { font-size: 22px; }
.about-number span { color: var(--muted); font-size: 12px; margin-top: 4px; }
.video-section { background: #f5f6f8; }
.video-frame { position: relative; overflow: hidden; border-radius: 30px; box-shadow: var(--shadow); background: #000; aspect-ratio: 16/9; }
.video-frame iframe { position: absolute; inset: 0; width: 100%; height: 100%; border: 0; }
.cta-section { background: linear-gradient(115deg,#ff5a36 0%,#ff2f82 38%,#8e35ff 70%,#24d7df 120%); color: #fff; padding: 80px 0; }
.cta-inner { display: flex; align-items: center; justify-content: space-between; gap: 40px; }
.cta-inner h2 { max-width: 780px; font-size: clamp(36px,5vw,58px); line-height: 1.02; letter-spacing: -.045em; margin: 0; }
.cta-actions { display: flex; gap: 12px; flex-wrap: wrap; justify-content: flex-end; }
.page-hero { background: #090a0e; color: #fff; padding: 110px 0 90px; }
.page-hero.compact { min-height: 390px; display: flex; align-items: center; }
.page-hero p { color: rgba(255,255,255,.62); max-width: 680px; font-size: 17px; }
.contact-section { background: #f5f6f8; }
.contact-grid { align-items: start; }
.contact-cards { display: grid; gap: 12px; margin: 28px 0; }
.contact-cards a { display: block; padding: 22px; border-radius: 18px; border: 1px solid var(--line); background: #fff; transition: transform .2s, box-shadow .2s; }
.contact-cards a:hover { transform: translateY(-3px); box-shadow: 0 18px 44px rgba(0,0,0,.08); }
.contact-cards strong,.contact-cards span { display: block; }
.contact-cards span { color: var(--muted); font-size: 13px; margin-top: 4px; }
.address-card { padding: 24px; border-radius: 18px; background: #111318; color: #fff; }
.address-card p { color: rgba(255,255,255,.58); margin: 8px 0 0; font-size: 13px; }
.contact-form-card { background: #fff; border-radius: 28px; padding: 36px; box-shadow: var(--shadow); }
.contact-form-card form { display: grid; gap: 18px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
label { font-size: 13px; font-weight: 800; display: grid; gap: 8px; }
input, select, textarea { width: 100%; border: 1px solid #dfe1e6; border-radius: 12px; padding: 13px 14px; background: #fff; color: #111; outline: none; transition: border .2s, box-shadow .2s; }
input:focus,select:focus,textarea:focus { border-color: #8e35ff; box-shadow: 0 0 0 4px rgba(142,53,255,.1); }
textarea { resize: vertical; }
.consent { display: flex; grid-template-columns: 20px 1fr; align-items: start; font-weight: 500; color: var(--muted); }
.consent input { width: 18px; margin-top: 3px; }
.consent a { font-weight: 800; text-decoration: underline; }
.honeypot { position: absolute !important; left: -9999px !important; }
.alert { padding: 14px 16px; border-radius: 12px; margin-bottom: 18px; font-size: 14px; font-weight: 700; }
.alert.success { background: #eafbf1; color: #146c38; }
.alert.error { background: #fff0f0; color: #a32626; }
.legal-section { background: #f5f6f8; }
.legal-layout { display: grid; grid-template-columns: 250px minmax(0,1fr); gap: 42px; align-items: start; }
.legal-nav { position: sticky; top: 110px; display: grid; gap: 4px; padding: 20px; border-radius: 18px; background: #fff; border: 1px solid var(--line); }
.legal-nav strong { padding: 8px 10px 14px; }
.legal-nav a { padding: 10px; border-radius: 9px; font-size: 13px; color: var(--muted); }
.legal-nav a.active,.legal-nav a:hover { background: #111318; color: #fff; }
.legal-content { background: #fff; border-radius: 24px; padding: 48px; box-shadow: 0 20px 60px rgba(0,0,0,.06); color: #30333a; font-size: 14px; line-height: 1.85; overflow-wrap: anywhere; }
.legal-content a { color: #5a34dc; text-decoration: underline; }
.site-footer { background: #050608; color: #fff; padding: 74px 0 28px; }
.footer-top { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1.2fr; gap: 48px; padding-bottom: 56px; border-bottom: 1px solid rgba(255,255,255,.12); }
.footer-brand img { width: 160px; }
.footer-brand p { color: rgba(255,255,255,.56); max-width: 310px; font-size: 13px; margin-top: 22px; }
.footer-links { display: grid; align-content: start; gap: 10px; }
.footer-links strong { font-size: 14px; margin-bottom: 9px; }
.footer-links a { color: rgba(255,255,255,.58); font-size: 12px; }
.footer-links a:hover { color: #fff; }
.social-links { display: flex; gap: 16px; margin-top: 10px; }
.footer-bottom { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 20px; padding-top: 28px; color: rgba(255,255,255,.42); font-size: 11px; }
.footer-bottom p { margin: 0; }
.floating-contact { position: fixed; right: 22px; bottom: 22px; z-index: 900; width: 54px; height: 54px; display: grid; place-items: center; border-radius: 50%; background: #11151c; color: #fff; box-shadow: 0 16px 35px rgba(0,0,0,.28); }
.floating-contact svg { width: 24px; fill: none; stroke: currentColor; stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round; }
.reveal { opacity: 0; transform: translateY(24px); transition: opacity .7s ease, transform .7s ease; }
.reveal.visible { opacity: 1; transform: translateY(0); }
.delay-1 { transition-delay: .1s; }.delay-2 { transition-delay: .2s; }.delay-3 { transition-delay: .3s; }
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } .reveal { opacity: 1; transform: none; transition: none; } }
@media (max-width: 1050px) {
  .header-inner { min-height: 70px; }
  .menu-toggle { display: block; }
  .header-cta { display: none; }
  .main-nav { position: fixed; left: 20px; right: 20px; top: 78px; display: none; flex-direction: column; align-items: stretch; gap: 0; margin: 0; padding: 14px; border-radius: 18px; background: #fff; box-shadow: 0 24px 60px rgba(0,0,0,.16); }
  .main-nav.open { display: flex; }
  .main-nav a { padding: 13px; }
  .main-nav a::after { display: none; }
  .hero-grid { grid-template-columns: 1fr; }
  .hero-copy { text-align: center; }
  .hero-copy > p { margin-inline: auto; }
  .hero-actions,.hero-points { justify-content: center; }
  .hero-visual { max-width: 760px; margin-inline: auto; }
  .trust-grid { grid-template-columns: 1fr 1fr; }
  .trust-grid > div:nth-child(2) { border-right: 0; }
  .trust-grid > div:nth-child(-n+2) { border-bottom: 1px solid rgba(255,255,255,.12); }
  .feature-grid { grid-template-columns: 1fr 1fr; }
  .benefit-cards { grid-template-columns: 1fr 1fr; }
  .benefit-card:last-child { grid-column: span 2; }
  .footer-top { grid-template-columns: 1.4fr 1fr 1fr; }
  .footer-top > div:last-child { grid-column: 1 / -1; }
  .footer-bottom { grid-template-columns: 1fr; }
}
@media (max-width: 800px) {
  :root { --container: min(100% - 28px,1180px); --radius: 20px; }
  .section { padding: 78px 0; }
  .hero { min-height: auto; }
  .hero-grid { padding: 68px 0 60px; gap: 42px; }
  .hero h1 { font-size: clamp(42px,14vw,62px); }
  .hero-card-image img { min-height: 360px; }
  .floating-stat { display: none; }
  .health-grid,.app-grid,.coverage-grid,.about-grid,.contact-grid { grid-template-columns: 1fr; gap: 42px; }
  .health-image > img,.about-visual > img { height: 480px; }
  .health-badge { right: 16px; }
  .health-copy,.about-copy,.coverage-copy { order: 0; }
  .app-copy { order: 0; }
  .app-visual { min-height: 500px; }
  .benefit-cards { grid-template-columns: 1fr; }
  .benefit-card:last-child { grid-column: auto; }
  .cta-inner { display: grid; }
  .cta-actions { justify-content: flex-start; }
  .footer-top { grid-template-columns: 1fr 1fr; }
  .footer-top > div:last-child { grid-column: auto; }
  .legal-layout { grid-template-columns: 1fr; }
  .legal-nav { position: static; }
  .legal-content { padding: 28px; }
}
@media (max-width: 560px) {
  .brand img { width: 128px; }
  .feature-grid,.trust-grid,.footer-top,.form-row { grid-template-columns: 1fr; }
  .trust-grid > div { border-right: 0; border-bottom: 1px solid rgba(255,255,255,.12); }
  .trust-grid > div:last-child { border-bottom: 0; }
  .hero-actions,.cta-actions { display: grid; width: 100%; }
  .hero-actions .btn,.cta-actions .btn { width: 100%; }
  .hero-card-image { border-radius: 22px; }
  .hero-card-image img { min-height: 280px; }
  .health-image > img,.about-visual > img { height: 400px; }
  .health-badge,.about-number { position: relative; inset: auto; margin: -50px 14px 0; max-width: none; width: auto; }
  .benefit-card img { height: 230px; }
  .contact-form-card { padding: 24px; }
  .page-hero.compact { min-height: 330px; }
}